With high cholesterol, the best cakes are ones made with vegetable oil instead of butter, without cream or buttercream, and with fruit, oats or nuts. An olive oil sponge, a banana loaf or an apple traybake can have under 2g of saturated fat per slice, while a slice of classic Victoria sponge with buttercream has around 16g, most of a day's limit. So it's the butter and cream that need to change, not cake itself.

Below: why butter matters more than eggs or sugar, swaps that work in home baking, saturated fat per slice for 14 common cakes and bakes, and three recipes that each come in under 2g.

General information, not medical advice

If your doctor or dietitian has given you specific limits for fat, sugar or calories, follow those. Nutrition figures in this article are estimates from USDA FoodData Central ingredient values and vary by recipe and brand.

Why the butter matters more than eggs or sugar

Baking swaps for butter, cream and egg yolks

Saturated fat figures are from USDA FoodData Central.

Instead ofUseSaturated fatWorks best in
100g butter75g (about 80ml) rapeseed oil50.5g → 5.5gSponges, loaves, muffins, traybakes, brownies
100g butter75g (about 80ml) light olive oil50.5g → 10.4gLemon, orange and almond cakes
Some of the butter or oilMashed banana, apple purée or grated courgetteClose to 0g for the part you replaceBanana bread, carrot cake, chocolate loaf
100g whipping cream100g 0% fat Greek yoghurt23g → 0.1gFillings and toppings, served with fruit
Buttercream or cream cheese frostingA lemon or orange glaze (icing sugar and juice)Most of the cake's saturated fat → 0gLoaf cakes, sponges, carrot cake
1 whole egg2 egg whites, or 3 tbsp aquafaba (the liquid from a tin of chickpeas)1.6g → 0g; 184mg cholesterol → 0mgMost cakes and muffins; aquafaba also whips for meringues
100ml whole milk100ml skimmed milk or unsweetened soya milk1.9g → 0.1g (skimmed)Any batter
All white flourHalf wholemeal flour, or some oatsNo change, but more fibreLoaves, muffins, traybakes, crumbles

Two cautions. Coconut oil is not a healthier swap: it has even more saturated fat than butter. And oil doesn't work where butter gives the structure, such as shortbread, puff or shortcrust pastry, and cakes made by creaming butter and sugar. For those, have a smaller slice less often, or use filo pastry brushed with a little oil.

Saturated fat per slice: 14 cakes and bakes compared

Sorted from lowest to highest. Shop-bought items use USDA FoodData Central values and portion sizes for US products; British classics are worked out from typical home recipes. Brands vary, so check the "saturates" line on the label, and see our guide to reading nutrition labels.

Cake or bakePortionSaturated fatCalories
Angel food cake1/12 of a cake (28g)Under 0.1g70
Apple and cinnamon traybake (recipe below)1 square (1/16)0.6g160
Fatless whisked sponge (Swiss roll style)1/12 of a 25cm cake (63g)0.8g185
Banana oat loaf (recipe below)1 slice (1/10)1.0g230
Olive oil lemon cake (recipe below)1 slice (1/12)1.6g250
Chocolate brownie, shop-bought1 large square (56g)2.4g225
Blueberry muffin, shop-bought1 medium (113g)3.2g425
Chocolate fudge cake, bakery1/8 of a 510g cake (64g)3.8g250
Apple pie, shop-bought1/8 of a 23cm pie (125g)4.7g295
Glazed ring doughnut1 medium (60g)5.7g255
Butter croissant1 medium (57g)6.6g230
Carrot cake with cream cheese frosting1 slice (1/12)7.3g395
Baked cheesecake, shop-bought1/6 of a 480g cake (80g)7.9g255
Scone with 10g butter and jam1 scone9.0g300
All-butter shortbread2 fingers (about 50g)9.5g260
Butter lemon drizzle loaf1 slice (1/10)12.0g390
Victoria sponge with buttercream and jam1 slice (1/10)15.9g495

The pattern is clear: the cakes at the bottom get their saturated fat from butter (in the sponge, the filling or spread on top), cream cheese or pastry. The ones at the top use oil, egg whites or fruit instead. For any cake not listed, the saturated fat calculator shows how a slice fits into your daily limit.

Three low-cholesterol cake recipes

Nutrition figures are estimates per slice from USDA FoodData Central ingredient values.

1. Olive oil lemon cake

Makes 12 slices · Prep 15 min · Bake 35 min

  1. Heat the oven to 180°C / 350°F (Gas Mark 4; 160°C fan). Oil a 20cm / 8in round cake tin and line the base with baking paper.
  2. Mix the flour, ground almonds, baking powder, sugar and lemon zest in a large bowl.
  3. In another bowl, whisk the egg, egg whites, yoghurt, olive oil and 2 tbsp lemon juice until smooth.
  4. Fold the wet mixture into the dry until just combined, scrape into the tin and bake for 30 to 35 minutes, until risen, golden and a skewer comes out clean.
  5. Cool in the tin for 10 minutes, then turn out onto a rack. Mix the icing sugar with 1 tbsp lemon juice and spoon it over the cake once it is cool.

Per slice (approx.): 250 kcal · 12g fat (1.6g saturated) · 15mg cholesterol · 32g carbs · 1g fibre · 18g sugar · 5g protein

Why it helps: olive oil has about a quarter of the saturated fat of butter, and the yoghurt and egg whites keep the sponge moist without the yolks or extra fat. A butter lemon drizzle made the classic way has about 12g of saturated fat per slice; this one has 1.6g. It keeps for 3 days in an airtight tin. Use a light (mild) olive oil if you don't want a peppery flavour.

2. Banana oat loaf

Makes 10 slices · Prep 15 min · Bake 55 min

  1. Heat the oven to 180°C / 350°F (Gas Mark 4; 160°C fan) and line a 900g / 2lb loaf tin with baking paper.
  2. Mash the bananas in a large bowl, then whisk in the oil, sugar, soya milk and vanilla.
  3. Add the flour, oats (keeping a tablespoon back), baking powder, bicarbonate of soda and cinnamon and fold together until there are no dry patches. Stir in the walnuts.
  4. Scrape into the tin, scatter over the reserved oats and bake for 50 to 55 minutes, until a skewer comes out clean. Cover loosely with foil after 35 minutes if the top is browning fast.
  5. Leave in the tin for 10 minutes, then lift out and cool on a rack before slicing.

Per slice (approx.): 230 kcal · 10.5g fat (1g saturated) · 0mg cholesterol · 32g carbs · 4g fibre · 11g sugar · 4.5g protein

Why it helps: the ripe bananas bind the loaf, so there are no eggs, and rapeseed oil replaces the butter that most banana breads use. Rapeseed oil has the least saturated fat of the common cooking fats, and the oats add soluble fibre. A banana bread made with 100g of butter gets about 5g of saturated fat per slice from the butter alone; this loaf has 1g in total. It keeps for 3 days wrapped, and slices freeze well.

3. Apple and cinnamon traybake

Makes 16 squares · Prep 15 min · Bake 30 min

  1. Heat the oven to 180°C / 350°F (Gas Mark 4; 160°C fan) and line a 20cm / 8in square tin with baking paper.
  2. Mix both flours, the oats, baking powder, cinnamon and 100g sugar in a large bowl.
  3. Whisk the oil, egg, egg white and yoghurt together, pour into the dry ingredients and stir until just combined. Fold in three-quarters of the apple.
  4. Spread into the tin, scatter over the rest of the apple and the 1 tbsp sugar, and bake for 28 to 30 minutes, until golden and a skewer comes out clean.
  5. Cool in the tin, then cut into 16 squares.

Per square (approx.): 160 kcal · 6.5g fat (0.6g saturated) · 10mg cholesterol · 23g carbs · 2g fibre · 10g sugar · 3g protein

Why it helps: at 0.6g of saturated fat a square, this is the leanest of the three. The fruit does a lot of the work: diced apple keeps the crumb moist, so the batter needs less oil and sugar. For an egg-free version, swap the egg and egg white for 3 tbsp aquafaba (the liquid from a tin of chickpeas). It keeps for 2 days in a tin or 4 days in the fridge.

Log your baking, then check your numbers

Save a cake as a recipe in Heart Tracker and log a slice in seconds. The app adds up saturated fat across your day and keeps your lipid panel results alongside, so you can see whether swaps like these are moving your LDL.

Download Heart Tracker Free

Cake at parties, cafés and birthdays

For more sweet ideas, see desserts for high cholesterol, chocolate and cholesterol, and the low-cholesterol snacks list.

Cake and high cholesterol: quick answers

What cake can I eat with high cholesterol?

Cakes made with vegetable oil rather than butter, without buttercream or cream, and with fruit, oats or nuts: an olive oil sponge, a banana loaf made with oil, a fruit traybake, or a fatless whisked sponge. These can have under 2g of saturated fat a slice. A slice of butter-based Victoria sponge with buttercream has around 16g, so keep those for occasions and keep the slice small.

Is carrot cake OK for high cholesterol?

The sponge often is, because most carrot cake recipes use oil, not butter. The frosting is the problem: in a classic recipe, the full-fat cream cheese and butter frosting provides about three-quarters of the 7.3g of saturated fat per slice. Skip the frosting, use a thin layer of light cream cheese, or top it with a lemon glaze instead.

Is banana bread good for high cholesterol?

It depends on the fat. A banana bread made with 100g of butter gets about 5g of saturated fat per slice from the butter alone. Made with rapeseed oil, wholemeal flour and oats, like the recipe above, it has about 1g per slice and 4g of fibre.

Do I need to avoid eggs in baking if I have high cholesterol?

For most people, no. One large egg yolk has about 184mg of cholesterol, but spread across a cake of 10 or 12 slices that is under 20mg each, and saturated fat from butter and cream raises LDL much more than the cholesterol in eggs. If your doctor has asked you to limit eggs, swap each whole egg for two egg whites or 3 tbsp of aquafaba. See eggs and dietary cholesterol for more.

Can I use olive oil instead of butter in baking?

Yes, in most cakes, muffins and loaves. Oil is pure fat while butter is about 80% fat, so use about three-quarters of the weight: 75g of oil for 100g of butter. That swap cuts saturated fat from about 50g to 10g with olive oil, or 5.5g with rapeseed oil. Choose a light olive oil for a mild flavour. Oil does not work for shortbread, pastry or recipes where you cream butter and sugar for structure.

Want more? Browse every recipe on the low-cholesterol recipes page, or see our guide to good fats and omega-3s for choosing cooking oils.

Sources

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